Tips of Living Debt Free
1. Get rid of gold and platinum cards, which usually have annual fees which are high
2. Payoff high interest rate cards first, you'll have more money left to pay other debts and more money in your pockets.
3. You don't need a lot of cards maybe a Visa or Mastercard and or American Express. Get rid of department store cards and gas company cards.
4. Pay a little extra each month, over and above the minimun payment. Start with $10 per month, the sooner you payoff this debt, you'll save a lot of interest.
5. Don't miss any payments, the credit card company will raise your interest rate. When it hits your credit report, your other card companies may increase their's too.
6. Ask for no annual fee or lower interest rate, they may do so just to keep your business.
I hope these tips are helpful and they give you the confidence to continue working on ways for proper.
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